Privacy Policy
Rev Feb 2014
FACTS |
WHAT DOES PATRIOT COMMUNITY
BANK
DO |
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Why? |
Financial companies choose how
they share your personal information. Federal law gives consumers the right
to limit some but not all sharing. Federal law also requires us to tell you
how we collect, share, and protect your personal information. Please read
this notice carefully to understand what we do. |
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What? |
The types of personal information we collect and share
depend on the product or service you have with us. This information can
include: n
Social Security number and income n
Account Balances and Payment History n
Credit History and Credit Scores When you are no longer our customer, we continue to
share your information as described in this notice. |
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How? |
All financial institutions need to share
customers’ personal information to run their everyday business. In the
section below, we list the reasons financial institutions can share their
customers’ personal information; the reasons PATRIOT COMMUNITY BANK chooses
to share; and whether you can limit this sharing. |
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Reasons we can share
your personal information |
Does Patriot Community Bank share? |
Can you limit this
sharing? |
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For our everyday business purposes— |
YES |
NO |
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For our marketing purposes— |
YES |
NO |
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For joint marketing with other
financial companies. |
NO |
WE DON’T SHARE |
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For our affiliates’ everyday business
purposes— |
NO |
WE DON’T SHARE |
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For our affiliates’ everyday business
purposes— |
NO |
WE DON’T SHARE |
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For our affiliates to market to you. |
NO |
WE DON’T SHARE |
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For non-affiliates to market to you. |
NO |
WE DON’T SHARE |
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Questions? |
Call (781) 935-3318 or go to www.patriotcb.com |
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Page 2 |
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Who We Are |
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Who is providing
this notice? |
PATRIOT COMMUNITY BANK |
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What we do |
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How does PATRIOT
COMMUNITY BANK protect my personal information? |
To protect your personal information from unauthorized access and use,
we use security measures that comply with federal law. These measures include
computer safeguards and secured files and buildings. |
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How does PATRIOT
COMMUNITY BANK collect my personal information? |
We collect your personal information, for example, when
you: n
[open an account] or [deposit money] n
[pay your bills] or [apply for a
loan] n
[use your credit or debit card] We also collect your personal information
from others, such as credit bureaus, affiliates or other companies. |
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Why can’t I limit all sharing? |
Federal law gives you the right to limit only: n
sharing for affiliates’ everyday business purposes—information
about your creditworthiness n
affiliates from using your information to market to
you n
sharing for non-affiliates to market to you State laws and individual companies may give you additional rights to
limit sharing. [See below for more on your rights under
state law.] |
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Definitions |
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Affiliates |
Companies related by common ownership or control. They can be
financial and nonfinancial companies. n
PATRIOT COMMUNITY BANK has no affiliates. |
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Non-affiliates |
Companies not related by common ownership or control. They can be
financial and nonfinancial companies. n
PATRIOT
COMMUNITY BANK does not share with non-affiliates so they can market to you. |
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Joint marketing |
A formal agreement between nonaffiliated financial companies that
together market financial products or services to you. n
PATRIOT COMMUNITY BANK doesn’t
jointly market. |
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Other Important Information |
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State
Law – If you give us written permission to share
your information about electronic funds transfers, such permission will
expire after 45 days. ·
For |
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